Buying a property
Loan for the purchase of a real estate:
Purchasing an apartment
A mortgage is commonly used to purchase apartments. Whether you plan to buy a new apartment from a developer or acquire a unit from the secondary market, a mortgage allows you to finance most of the purchase costs.
Buying a house
A mortgage is also ideal for those planning to purchase a home. Whether you are dreaming of a new single-family home or purchasing an existing building, a mortgage can cover a significant portion of the purchase cost.
Purchase of a plot of land
A mortgage can also be used to purchase a building plot. This is particularly useful for those planning to build a house on their own land.
The most popular form of credit
The mortgage loan is the most popular form of credit for customers in the real estate market. It is currently the cheapest loan available on the market, mainly due to the collateral in the form of real estate, which minimizes the risk for the bank and allows it to offer lower interest rates. In order to take advantage of the mortgage in the basic variant, you need to have an own contribution of 10%-20% of the value of the property. The own contribution is an important security for the bank and is required for most mortgages.