Scope of services

Scope of services Offered

Preliminary legal analysis of the property being purchased

I carry out a preliminary legal analysis of the property to make sure that all aspects are compliant and there are no hidden problems that could affect the purchase and the bank’s security on the property

Indicatio the basic requirements that the preliminary agreement must meet

I show what elements the preliminary agreement should contain to ensure that my clients’ interests are fully protected and to avoid later legal problems.

Support in contacting the relevant authorities

I assist in contacting the relevant authorities and institutions to gather the necessary documentation for the loan process, which is particularly beneficial for foreign clients.

Complete verification and selection of the best offer on the credit market

I analyze the available credit offers on the market and identify the one that best suits my client’s needs and financial capabilities. I compare loan terms, such as interest rates, commissions, loan term, to find the most favorable loan option. The selection of the target offer is made by the client himself

Creditworthiness analysis

I conduct a detailed assessment of the financial situation to determine creditworthiness. This way the client knows what kind of credit he can count on and what the terms will be. I don’t waste the client’s time by submitting applications to banks that will give an unsatisfactory decision, or the price conditions will be uncompetitive

Assistance in completing documents

I complete the necessary documents for the loan application with the client, which makes the application process much easier and faster.

Support in contacting specialists

I organize and arrange meetings with notaries, property appraisers, certified translators and other specialists necessary for the loan process. The client does not have to search for the relevant specialists himself

Documentary support for filing the bank's mortgage application

I help prepare and submit the application for the bank’s entry into the mortgage, which is a key element in the process of obtaining a mortgage.

Assistance in completing documents

I walk with the client through the entire process of collecting and preparing the necessary documents for the loan application, which makes the application process much easier and faster.

Contribution consultation

I advise on how to successfully accumulate the required equity contribution for the purchase of a property. We discuss various saving strategies and financing options.

Financial planning

I offer comprehensive financial planning that includes not only the mortgage, but also household budget management, investments and building an emergency fund.

Loan refinancing

I analyze your current loan obligations and advise you on whether refinancing your loan can be beneficial to you. I assist in carrying out the entire refinancing process

Debt consolidation

If a client has multiple credit obligations, I try to create a plan to repay these obligations, or to carry out a cheaper consolidation of debts, which simplifies repayment and reduces the monthly burden

Advice on insurance

I indicate which insurances may be beneficial to the client in the context of a mortgage, such as real estate insurance, life insurance or unemployment insurance.

Post-loan monitoring and support

I offer substantive support after obtaining a loan. I help you manage repayments or if you have any financial problems or required changes to your mortgage loan

Financial education

I run an educational profile on Facebook and Instagram, where I try to introduce all aspects of mortgage lending.