Katarzyna

Currently, if we want to apply for a mortgage, we have to decide whether we want a fixed or variable interest rate. What does it mean? A variable interest rate means that we will be paying a loan based on a fixed bank margin and a variable WIBOR – and in the future WIRON. The

If you are wondering whether the installment you are currently paying on your mortgage can be lower, this is a good place for you. What is refinancing? It is the repayment of one loan with another, by design cheaper, to minimize the monthly cost of servicing it.First of all, in an era of high interest

The answer to this question is not obvious. On the one hand, it looks very encouraging. With the example maximum amount for a single, i.e. 500k, and 30 years of credit, the installment drops from 3540zl to 2200zl. The subsidy lasts as long as 10 years, i.e. 1/3 of the full term of the loan.

On 07.06.2023, the First Apartment program was signed by the President of the Republic of Poland. This is a program that includes a number of facilities for the customer applying for a mortgage. The question arises whether customers who are foreigners working and living in Poland can apply for this loan. Let’s start with the

Are you a foreigner and staying in Poland? Thinking about taking a loan from a bank? See what amount of own contribution you need to have in order to apply for a mortgage. Do banks support other forms of repayment of the obligation? How much equity contribution must a foreigner have for a mortgage? Until

Buying an apartment is associated with a number of formalities that are not always clear to a Polish citizen, let alone a foreigner, who often speaks his native language and English. To make the task easier, more and more people are turning to the services that a credit expert provides. The assistance of an experienced

Mortgage in Poland for foreigners – who live and work abroad in Poland and  for foreigners – who live and work abroad. If you’re here, you’re probably a foreigner who lives and works abroad and you want to buy a property in Poland. Getting a mortgage in this case might get complicated. Luckily, we’ve gathered